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Loans
For purchasing a new home or refinancing your current home, we have the loan for you. We offer flexible terms to provide the payment size you need. Already own your home? Thinking of remodeling? A Home Equity loan may be just the ticket. You can use the equity in your home to obtain funds and you may be able to deduct the interest on your taxes. Give us a call at (309) 772-2171 or email us to find out how easy owning a home can be!
Have you decided to purchase that new car, motor home, or boat you've been wanting? Farmers & Merchants State Bank has financing available with terms to fit your budget. We will make it easy to enjoy your free time in the RV of your dreams. Check out our low rates and make your dream come true. Apply now!
Located in the heart of West Central Illinois farm country, we are dedicated to serving the needs of farmers and agri-business. As an ag-oriented community bank, our commitment to agriculture has remained steady through the years. Our ag lenders understand financing, but better yet they understand farming. They get to know you and your business to provide personalized service tailored to your needs.
With so many decisions to make in starting and running a business, you need professionals who understand your needs. Let Farmers & Merchants State Bank help you implement your business plan to achieve your specific goals. For purchasing new equipment, building inventory, or maintaining operating capital, we'll work closely with you to uphold the integrity of your business objectives with customized repayment terms best suited for you.
Ready to take that first step toward your dream? Fill out a Consumer Loan Application now. Still unsure? Use our Loan Calculator or Loan Comparison Calculator to help you determine the financing and payment options that are best for you. Or use our Mortgage Calculator to help you determine the financing for a mortgage you can qualify for and contact us for a Residential Loan Application.
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