Deposits

Deposit Accounts

You are unique. You need choices. We can help. With deposit accounts ranging from basic 'No Strings' checking, to saving for your kids' college needs, we have the options you're looking for. Call or stop in to open an account.

Checking Accounts

Basic ‘No Strings’ Checking

  • $50 minimum deposit to open
  • No monthly maintenance fees
  • No per debit or per check fees
  • No check images with statement

Regular Checking

  • $50 minimum deposit to open
  • Fees based on average monthly balance and number of checks/debits

NOW Checking

  • $50 minimum deposit to open
  • Competitive interest rates
  • Fees based on average monthly balance and number of checks/debits

Club NOW Checking

  • $50 minimum deposit to open
  • Competitive interest rates
  • Fees based on average monthly balance and number of checks/debits
  • Free supply of standard safety checks; half price on other checks
  • $10,000 accidental death insurance

Savings Accounts

Passbook Savings

  • $5 minimum deposit to open
  • Interest accrued daily and deposited quarterly

Health Savings Accounts

  • $50 minimum deposit to open
  • Interest compounded daily and credited monthly
  • Setup and annual fees may apply

Money Market Accounts

  • $2,500 minimum deposit to open
  • Competitive interest rates
  • Interest credited monthly
  • Six transfers allowed per cycle
  • $100 minimum withdrawal

CDs & IRAs

Individual Retirement Accounts

  • $50 minimum deposit to open
  • Invested in bank CDs
  • Interest compounded and paid quarterly on 6, 12, 18, 24, and 30 month certificates; paid at maturity on 90 day certificates
  • Additional option of 18 month variable rate CD with interest paid monthly
  • Possible penalty for early withdrawal

Certificates of Deposits

  • $500 minimum deposit to open
  • Competitive interest rates
  • Interest compounded and paid quarterly on 6, 12, 18, 24, and 30 month certificates; paid at maturity on 90 day certificates; may be paid monthly by check or deposited to an account on certificates of $5,000 or more
  • Possible penalty for early withdrawal

Youth CDs

  • $100 minimum deposit to open
  • Additional deposits allowed in $100 increments
  • Choose any term, 1, 2, 3, or 4 years, but child must be under 18 for the whole term
  • Rate is same as current rate for any of these terms, but if rates go up, you may bump rate once per 12-month period
  • Interest compounded quarterly
  • Possible penalty for early withdrawal

Clubs

Christmas & Vacation Clubs

  • $5 minimum deposit to open
  • Interest paid on balance of account at time of payment