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F&M Newsletter - May 2003
Cool Down With Our Hot Deals!!Hot Fun In The Summertime Farmers and Merchants State Bank can help you find lots of cool ways to enjoy the hot fun of the summer time. Whether you need a loan to purchase a new boat, fix your air conditioner, buy a camper or take an extended vacation, our loan department is here to help. F & M loan programs can help you realize your dream vacation. We loan money for campers, boats, jet-skis, motorcycles, RV’s, or anything connected with having fun! Our competitive rates and terms, can make your dreams come true.
If your summer vacation plans revolve around your home, we have several loan options that can help bring your visions to life. A home improvement loan, secured by the equity in your home, will include payments that fit your budget. Our home equity line of credit will make funds available to you whenever you need them. With interest rates at an all time low, you may want to remodel your existing home, add a new garage, add a deck and patio furniture, or install that pool you have always thought about. Add remodeling costs to your existing mortgage and refinance with us. We have adjustable rate mortgages and a new fixed rate mortgage plan so you make payments right here at your bank! If you are thinking about trading vehicles, we have excellent rates for new and used cars and trucks also.
Call Patricia, Don or Doug today at 309-772-2171, visit our website at www.bushnellbank.com, e-mail us at info@bushnellbank.com, or stop by the Farmers & Merchants State Bank of Bushnell’s main bank from 8:30 AM to 4:30 PM Monday through Friday, or 8:30 AM to noon on Saturday. We will help you enjoy “Hot Fun in the Summertime.”
The B-PC High School’s most-improved senior for the third quarter was Holly English. Keep up the good work, Holly! Dale and Twila Havens of Bushnell celebrated 65 years of marriage recently, while Gene and Joann Hickenbottom of Bushnell and Jack and Phyllis Sublett of St. Augustine celebrated their 50th, and Kenny and Judy Maxwell of Bushnell celebrated their 40th! Bushnell residents Doris Frank and Josephine Formhals celebrated their 90th birthdays, while Bessie Payne celebrated her 85th! Congratulations!
Your participation in spring clean-up days on June 9, 10, and 11 in Bushnell will make you proud of your property and make our community more appealing to visitors traveling through town. It’s a lot of hard work, but your individual efforts are appreciated! Let’s all help beautify Bushnell!
Our own Janelle (and husband Marty) Friday delivered a beautiful 6 pound baby girl, Allison Jolee, on March 19th. Congratulations Janelle and Marty on your new little miracle!
Bushnell’s VFW Post #1422 continuously collects slightly used items, (clothes, shoes, books, etc.) that are then cleaned, sorted and boxed by volunteer, Kenneth Ford. The items are transported by volunteers twice a year to the Quincy Veteran’s Home for further distribution nationwide. Your donations would be greatly appreciated!
Mr. Russell, originally from Oak Lawn, came to Bushnell in 1970 after graduating from Western Illinois University. He began as the elementary PE teacher, became assistant principal of East Elementary in 1980, and principal in 1981. Steve also organized and directed the community’s recreation program for many years. Steve and wife, Jeannine, have two children, Brent (and Carrie) Russell and Bridget (and Travis) Hiel, and four wonderful grandchildren, Drake and Ashtyn Russell and Jonny and Jax Hiel.
Jerry and Anna have two children, Debra (and Mike) Sorrill and Jerry Jr. (and Heidi) Merrick, and two grandchildren, Alicia and Daniel Sorrill. Grandchild number three is expected to arrive this fall according to Jerry Jr. and Heidi!!
Farmers and Merchants State Bank would like to thank Mr. Russell and Mr. Merrick for their many years of service to our school system, and wish them good luck in their retirement.
Peggy is an active member of the Bushnell Christian Church, and during her spare time enjoys doing counted cross stitch, quilting, walking, reading (especially Christian fiction), and listening to her son’s band. Her favorite TV shows are C.S.I and Without a Trace, so avoid contacting Peggy on Thursday evenings!!! When Peggy is not trying to keep up with her family, she also enjoys cooking. Peggy’s favorite recipes are: BUTTERY CORN BREAD
In a mixing bowl, cream margarine and sugar until smooth. Combine flour, cornmeal, baking powder and salt. Alternate adding one-third of dry ingredients to creamy mixture, one egg, dry ingredients, etc, mixing well after each addition. Pour into well greased 9” x 13” baking pan. Bake at 400º for 22 to 27 minutes or until a toothpick inserted near the center comes out clean. Cut into squares for serving. ICE BOX CHEESECAKE
CHILI MAC
Brown hamburger and onion. Add remaining ingredients, cover, and simmer 15 minutes (or until macaroni is tender). Top with shredded cheese and heat until melted.
FOR YOUR CONSIDERATION*. . .by Shirley Rapp Darden Restaurants, Inc. is the world’s largest full-service restaurant chain, with almost 1250 sites in 49 of the United States, and Canada. William Darden opened the first Red Lobster in 1968, and his company was sold to General Mills in 1970. In 1982 Mr. Darden realized another dream when he opened the first Olive Garden restaurant. In 1995, Darden Restaurants was spun off from General Mills, and started trading independently under the ticker symbol DRI. New restaurant additions in the last couple of years include Bahama Breeze and Smokey Bones BBQ. 
Florida based DRI recently traded at $18 per share with a 52-week trading range of $16.50 to $27.94. The company’s price-to-earnings ratio is 13.1, and it pays an annual dividend of $.08 per share. Sales-per-share have increased from $13.36 in 1995 to $25.38 in 2002, with earnings-per-share increasing from $.45 to $1.29 for the same time period. Total sales have increased from $3.16 billion in 1995 to $4.4 billion in 2003. Long-term debt is $659 million, a 36% debt-to-capital ratio.
For further information on Darden Restaurants, Inc. or any investment, please contact Shirley Rapp or any of the professionals of Trust-Mart® to help you implement your investment decisions.
*This column is informational only, with no investment advice given or intended. Investments in securities are not insured by the FDIC, and involve risk, including the possible loss of principal. All material presented is compiled from sources believed to be reliable, but accuracy cannot be guaranteed. Before buying any security, its prospectus should be carefully read. Trust-Mart© is a full-service trust department of the Farmers and Merchants State Bank of Bushnell, Illinois.
Have you visited our website at www.bushnellbank.com yet? You’ll be amazed what you can do online now! Need a home loan or vehicle loan? A riding mower or garden tractor loan? You can check out our competitive rates and even apply for your loan online. How about signing up for Internet Banking? You can make your loan payments online, sign up for bill paying services and have your payments automatically debited from your account. No matter what hour of the day or night, you can check the balances on your checking and savings accounts, or the balance on your loans. Try it! You’ll like it! |
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Mark your calendars now for Saturday, June 14th! F & M will celebrate 90 years of service to our community that day, and will provide a late afternoon lunch to our customers in the East Park from 4PM to 6 PM. There will be games for the kids, and entertainment for everyone. In case of rain, we’ll move our celebration to the B-PC High School. Watch the newspaper for additional details.
Mr. Merrick, originally from Springfield, enlisted in the U.S. Air Force after high school graduation, and while stationed in England met his wife, Anna. Following his military career, Jerry graduated from Illinois State University in 1970, and joined B-PC High School as a social studies teacher. In 1981 he became the high school principal, and will retire from that position this summer.
Peggy Weiss is the face behind the first big smile you see when you walk up to the F & M teller-line in the main bank lobby. Born to J.B. and Helen Carithers and raised in the Vermont area, Peggy and husband Rick- - actually Glen Jr.- - reside in Bushnell with their family. Peggy graduated from V.I.T. High School, and has four children, Sarah, Charity and Matt all in Bushnell, and Rebecca (and Travis) Eisele in Iceland. Peggy has been part of the F & M family since February 1996.
Mix lemon Jell-O in hot water. Let thicken then beat. Melt margarine in 9” x 13” glass dish. Crush graham crackers, add ½ cup sugar and cinnamon. Mix with melted margarine. Remove ½ cup and spread remaining crumb mixture evenly over bottom of pan. Beat Minot until stiff. Add cream cheese, 2/3 cup of sugar and vanilla, stirring until smooth. Add Jell-O. Pour over graham cracker crumb mixture and spread evenly. Sprinkle with reserved crumbs. Chill.
Many analysts rate DRI as a Strong Buy or a Buy. You can even purchase $10 and $25 Darden Restaurant gift cards at Walgreen’s now!
