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We have a monthly publication, which we send to our customers. If you'd like to receive our newsletter by regular mail, let us know. Otherwise, we'll keep the latest version here. These are the articles from July 2004.
A revocable living trust is a document created during your lifetime. It can be amended or revoked at anytime but becomes irrevocable at the death or incapacity of the grantor (individual who created the trust). The grantor appoints a trustee to manage the assets of the trust. The trustee can be an individual or an institution, such as a bank or private trust company.
One advantage of creating a revocable living trust is privacy. A living trust does not pass through probate, and is not publicly recorded. It allows you to keep your business and assets confidential. Because these trusts avoid probate, the assets of the trust will flow through to your beneficiaries smoothly and quickly. Remember— you have control of the trust during your lifetime. You can take as little or as much of the trust assets as you want during your lifetime. You can also direct how the income and principal of the trust is invested if you so choose.
The State of Illinois requires all trust documents be drafted by a lawyer. Trust-Mart® professionals, Betsy Powell and Shirley Rapp, will be pleased to work with you and your attorney regarding your estate planning.
Birthdays celebrated recently include Irene Hutchins (95), Evelyn Kreider (92) and Bob Cortelyou (78) all of Bushnell, and Dorothy Walters Markley (92) of Macomb. Happy birthday to each and every one of you!
F & M’s president, Dan Cortelyou celebrates his 25th service anniversary with Farmers & Merchants State Bank this month! Congratulations, Dan. Your service to so many in the
Congratulations to B-PC’s High School’s 2004 Valedictorian, Traci Griffith, and Salutatorian, Katlin Mendenhall. Good luck at college this fall, and in the paths you choose for your future!
The Corridor Report will be revised, showing the corridor limit adjustment, and submitted to Springfield for final corridor approval. The final Corridor Report will be available for review in the Peoria, Farmington, Canton, and Macomb Public Libraries, and on IDOT’S website: www.dot.state.il.us/desenv/env.html.
A Colmar, Illinois native, Janelle is the daughter of Richard and Joye Smith. She graduated from Southeastern High School and attended Spoon River College and Carl Sandburg College. Janelle worked at the YMCA Day Care and Lincoln Elementary before joining the F & M family. Janelle enjoys spending time with her husband, Marty, her 16-month daughter, Allison, and her step-son, Dylan, when she is not at work. She is also active with the youth group at her church.
Some of Janelle’s favorite recipes include:
In a large skillet, cook the sausage over medium heat until no longer pink. Drain well. In a small mixing bowl, combine the cream cheese and Parmesan cheese. Fold sausage into cheese mixture. Spoon about 1 tablespoonful into each jalapeno half. Place in single layer in two ungreased 9” x 13” x 2” baking dishes. Bake, uncovered, at 425º for 15-20 minutes or until filling is lightly browned and bubbly.
Serve with ranch dressing if desired. (If you like appetizers with a little kick, you’ll like these zippy cream cheese and sausage-filled jalapenos!)
In a large saucepan, combine flour, sugar and 1/4 cup of milk. Stir until smooth. Add remaining milk. Bring to a boil over medium heat, stirring constantly. Cook and stir for 2 minutes or until thickened. Slowly stir in hot tomato juice until blended. Sprinkle with parsley.
City of Bushnell will receive $307,100 grant! Illinois governor, Rod Blagojevich, recently announced funding for the rehabilitation of owner-occupied homes throughout the West Central Illinois region. This program, part of the Governor’s Opportunity Returns initiative, is an effort to improve living conditions for the region’s most underserved residents. 
Opportunity Returns is a plan that is forming key partnerships to build stronger communities where economic opportunity is more abundant. These grants will fund critical improvements in homes throughout the region that are badly in need of refurbishing, and in doing so, help build more vibrant and attractive communities that are better positioned for economic growth. Low-to-moderate income homeowners will be able to apply for funds this fall, to be used for windows, siding, roof repairs, and other home improvements.
The funds for this plan are part of the Community Development Assistance Program (CDAP), that assists Illinois communities by providing grants to local governments to help them in financing economic development, public facilities and housing rehabilitation projects. The $307,100 grant to the City of Bushnell is designed to help provide safe and sanitary living conditions for low-to-moderate income residents, and is intended to make improvements in public infrastructure, stimulate private investments, create jobs, and improve our housing stock.
CHECK IT OUT! In July, the Bushnell Sesquicentennial Museum, located at 454 E. Main, Bushnell, will feature “A Tribute to the Bushnell Horse Show” and feature descendants of Truman employees living in the Bushnell area today. A DVD ($25), VHS ($20), or poster ($10) memento will be available at the museum, F & M Bank, M & B Furniture, and Riden Fertilizer while supplies last. Museum hours are Friday and Saturday, 11 a.m. to 4 p.m., and Sunday, 1 p.m. to 4 p.m.
Farmers & Merchants State Bank’s front window display also contains many items nearly a century old! We hope you’ll sneak a peek at it, too!
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If you are wondering who you should name as trustee of your trust, keep in mind that institutional trustees are required to be examined by outside agencies, such as the FDIC, and The Office of Banks and Real Estate. Individual trustees are not monitored by any regulatory agencies.
community is truly appreciated, and we look forward to having you serve our customers for another 25 years!
This fall Janelle Friday will have been with Farmers & Merchants State Bank four years, working as a teller.
