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Holiday Hangover: Credit Card Debt

According to a recent study by NerdWallet, the average household with credit card debt has balances totaling $16,061, costing them $1,292 a year in interest. Credit cards are one of the most expensive forms of financing, with interest rates in the double digits. If you're suffering from a holiday spending hangover, WE CAN HELP. See us today to find out how you can refinance that debt--at a much lower rate than your credit card company is charging--and put your holiday headaches behind you!

F&M Security Tip: Bad guys are targeting your social media accounts. One of the most effective ways you can protect them is with a unique, strong password called a passphrase. Enabling two-step verification (if your social media site offers it) is even better.

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