Main

 

Happy Holidays

The best thing about the holidays is the opportunity to express our gratitude for your continued trust in us. Thank you for being our friends and our customers, and for allowing us to serve you. May you have a peaceful and joyful holiday season, and a blessed and prosperous New Year.

F&M Security Tip: Passphrases are the strongest type of passwords and the easiest to remember. Simply use an entire sentence for your password, such as "What time is coffee?" By using spaces and punctuation, you create a long password that is hard to guess but easy to remember.

Deposit Accounts


We offer a variety of accounts to make it possible to bank YOUR way. From basic checking to money markets and CDs earning competitive interest rates, the choice is yours.

Learn More

Loan Products


At Farmers and Merchants State Bank, we understand your needs. We can help with flexible terms that fit your budget. Competitive rates and prompt answers make us the first choice for loans in West Central Illinois.

Learn More

Trusts & Investments


With a full service trust department established in 1959, we can provide the professional advice you're looking for. Plan for your future with a wide array of options to meet your needs.

Learn More

This link will navigate you away from our domain. We are not responsible for and have no control over the content or subject matter of this link.