Main

 

Securing Your Mobile Device

As consumer usage of mobile devices continues to climb, cyber criminals are targeting these gadgets more than ever. We use sophisticated safeguards to protect your customer information, but it's important for you to take certain safety measures, too.

  • Beware of mobile phishing. Avoid opening links and attachments in emails and texts, especially from senders you don’t know. And be wary of ads (not from your security provider) claiming that your device is infected.
  • Watch out for public Wi-Fi. Public connections aren't very secure, so don’t perform banking transactions on a public network. If you need to access your account, try disabling the Wi-Fi and switching to your mobile network.
  • Report any suspected fraud to your bank immediately.

Remember, the most important safety feature included with your mobile device ... is YOU.

F&M Security Tip: Turn off Bluetooth if you are not using it on your computer or device. Not only does this make it more secure, but it also saves battery life.

Deposit Accounts


We offer a variety of accounts to make it possible to bank YOUR way. From basic checking to money markets and CDs earning competitive interest rates, the choice is yours.

Learn More

Loan Products


At Farmers and Merchants State Bank, we understand your needs. We can help with flexible terms that fit your budget. Competitive rates and prompt answers make us the first choice for loans in West Central Illinois.

Learn More

Trusts & Investments


With a full service trust department established in 1959, we can provide the professional advice you're looking for. Plan for your future with a wide array of options to meet your needs.

Learn More