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Internet Safety Month

June is Internet Safety Month, offering the opportunity to remind everyone to STOP.THINK.CONNECT. and stay safer and more secure online.
The kick-off to summer brings increased Internet and mobile device use, and digital citizens of all ages are advised to take simple, actionable security measures, understand the consequences of their behavior, and enjoy the Internet’s incredible benefits. Find out more.

F&M Security Tip: Lock your mobile phone. Make sure that you have a secret PIN (personal identification number), a password, fingerprint setting, or other security measures in place so that only you can access your phone.

Deposit Accounts


We offer a variety of accounts to make it possible to bank YOUR way. From basic checking to money markets and CDs earning competitive interest rates, the choice is yours.

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Loan Products


At Farmers and Merchants State Bank, we understand your needs. We can help with flexible terms that fit your budget. Competitive rates and prompt answers make us the first choice for loans in West Central Illinois.

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Trusts & Investments


With a full service trust department established in 1959, we can provide the professional advice you're looking for. Plan for your future with a wide array of options to meet your needs.

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