Cyber Security Awareness

October is Cyber Security Awareness Month, administered by the Dept. of Homeland Security. This is the perfect time to brush up on the cyber threats you're exposed to, and tighten the security measures you're using to protect yourself. Visit the Dept. of Homeland Security's website to find out more, and get involved. The internet touches almost every aspect of our daily lives, and guarding our cyber space is EVERYONE's responsibility!

F&M Security Tip: Protect yourself from phishing. Never open emails from unknown senders. Carefully read the email, being mindful of grammatical errors and misspelled words. Don’t click on the links in the email. Verify the legitimacy of emails by using your browser to go directly to the company web site. Make sure your software technology is updated regularly. If you think you've received a phishing email, delete it. Do not click any links in the message.

Deposit Accounts

We offer a variety of accounts to make it possible to bank YOUR way. From basic checking to money markets and CDs earning competitive interest rates, the choice is yours.

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Loan Products

At Farmers and Merchants State Bank, we understand your needs. We can help with flexible terms that fit your budget. Competitive rates and prompt answers make us the first choice for loans in West Central Illinois.

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Trusts & Investments

With a full service trust department established in 1959, we can provide the professional advice you're looking for. Plan for your future with a wide array of options to meet your needs.

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