Online Holiday Shopping Tips

'Tis the season when data thieves are lying in wait for unsuspecting shoppers. Keep your personal and financial information from falling into the wrong hands by exercising an extra measure of caution. Review our online holiday shopping tips, and check out this infographic from to stay on track.

When it comes to being safe and secure when shopping online, you can never be too careful.

F&M Security Tip: Never give your password to someone over the phone. If someone calls you and asks for your password while saying they are from the Help Desk or Tech Support team, it is an attacker attempting to gain access to your account.

Deposit Accounts

We offer a variety of accounts to make it possible to bank YOUR way. From basic checking to money markets and CDs earning competitive interest rates, the choice is yours.

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Loan Products

At Farmers and Merchants State Bank, we understand your needs. We can help with flexible terms that fit your budget. Competitive rates and prompt answers make us the first choice for loans in West Central Illinois.

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Trusts & Investments

With a full service trust department established in 1959, we can provide the professional advice you're looking for. Plan for your future with a wide array of options to meet your needs.

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