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Financial Service = Community Service

When you choose us as your financial service provider, you're also choosing to SUPPORT YOUR COMMUNITY. And that means better schools, more jobs, and a healthier local economy. Bet you didn't know financial services could help our community services.

CONSUMER ALERT: E-mails fraudulently claiming to be from the FDIC are attempting to get recipients to click on a link to steal private information.

Deposit Accounts

We offer a variety of accounts to make it possible to bank YOUR way. From basic checking to money markets and CDs earning competitive interest rates, the choice is yours.

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Loan Products

At Farmers and Merchants State Bank, we understand your needs. We can help with flexible terms that fit your budget. Competitive rates and prompt answers make us the first choice for loans in West Central Illinois.

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Trusts & Investments

With a full service trust department established in 1959, we can provide the professional advice you're looking for. Plan for your future with a wide array of options to meet your needs.

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