According to a new report by NerdWallet, 84% of consumers made money-related resolutions for 2018. The top financial goals for 2018 include saving money, paying down debt, sticking to a budget, and improving credit scores.
But making a resolution is different from actually keeping one, and sticking to your financial goals can be difficult. Of those who made financial resolutions in 2017, 21% abandoned their goals after just two weeks, while 74% held out for six months.
If you made a resolution and want to stick to it, experts recommend breaking up your larger goal into smaller, short-term goals. Make your resolutions clear and specific, and track your progress. Don’t get discouraged; having a setback shouldn’t mean failure. Pick yourself up, dust off those bank statements, and carry on!
F&M Security Tip: One of the most effective ways you can protect your computer at home is to make sure both the operating system and your applications are patched and updated. Enable automatic updating whenever possible.
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